Medicaid is a federal program jointly funded with the states, providing health and long-term care insurance to more than 80 million low-income Americans. Same goes for BadgerCare in Wisconsin, SoonerCare in Oklahoma,

Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has superior financial strength ratings from AM Best (A++), Fitch (AAA), Moody’s (Aaa) and S&P (AA+). It also ranked above the industry average in J.D. Power’s 2022 and 2023 U.S. Individual Life Insurance Study.

Compare Medicaid and long-term care insurance to determine the best coverage for your needs. Understand key differences in benefits, flexibility, and cost.

For the 2.5 million Missourians in rural areas, health care is scarce and hospitals are struggling to survive.

Needing long-term services and supports poses a significant risk to retirement-income adequacy. LTSS refers to a broad range of services to assist individuals who have trouble with activities of daily living. Our previous analysis demonstrated that ...

Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

More than 2 million Americans live in long-term care — a nursing home, assisted living or other residential care facility. Many of us may pay regular visits to a family member, friend, or neighbor, who lives in a long-term care home. We hope our loved ...

It is vital to plan the future, and the knowledge of WA Cares long-term care benefits will help the citizens of Washington considerably. This guide describes how Washington cares fund long-term care program operates, who is eligible and how to get care ...

Forbes contributors publish independent expert analyses and insights. I cover tax, budget and retirement policy from Washington Three things are true about long-term care, though many Americans don’t want to believe it: You are very likely to need it in ...