As the Senate prepares to consider health-care reform legislation, a key policy issue remains unsolved: how to prevent what industry insiders call “adverse selection.” The bills under consideration, ...

Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium ...

I'm afraid we're all just going to have to adjust to the fact that it's going to be All Healthcare, All the Time until the August recess. So: onto adverse selection. Adverse selection is the idea that ...

Learn about monopolistic state funds, government-operated insurance solutions required in some states to address workers' ...

Obamacare is kind of like an elaborate spaceship circling a black hole. It's a complex and desperate effort to avoid falling into the black hole of an adverse selection death spiral in which insurance ...

Capitol Desk delivers the latest in health care policy and politics from Sacramento and around the state. Have an idea? Let us know. The Pacific Business Group on Health (PBGH) has had some experience ...

What do health insurance and all-you-can-eat buffets have in common? The economic theory of adverse selection tells us that neither should exist. Consider the case of Bill Wisth. Bill is ...

(These articles are intended to help you to think through issues in the news about which you may be undecided. We tell you how to think about it. We try to leave what to think about it up to you.) ...

In an extreme case, the poor risks will be the only purchasers of coverage, and the insurer can expect to lose money on each policy sold. This situation, referred to as adverse selection, occurs when ...