Looking specifically at averages based on house age, the sample monthly premium for a house built in 2024 was about $120, ...

In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.

When reviewing multiple quotes for homeowners insurance, think about more than finding the lowest cost. “Consider financial ratings, coverage options, quality of the claims service, discounts, ease of ...

Most people don’t have the savings to rebuild their home after a fire or replace their valuables after a robbery, which is why it’s important to have a robust homeowners policy. Knowing how to choose ...

State Farm’s default coverage is more generous than Allstate’s, but Allstate offers more discounts. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Why we chose it: If you’re looking for a basic homeowners insurance policy with affordable premiums, AIG likely isn’t for you. But if you own multiple properties, have a million-dollar-plus home or ...

Started in 2016, Kin specializes in homeowners insurance at lower rates than many competitors, especially for high-risk homes. We like that Kin is a direct-to-consumer insurer, allowing you to buy a ...

As famed surrealist writer Franz Kafka was once believed to say: "Better to have, and not need, than to need, and not have." And while insurance can feel like a logistical nuisance for homeowners, its ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...