Workplace wellness indemnity programs funded through salary withholding cannot be tax deductible if that money is used for non-medical reimbursement. The Internal Revenue Service announced June 9 that ...

Fixed indemnity plans pay you a set amount if certain medical situations happen, like getting a critical illness or breaking a bone. You might have a plan that gives you $100 per day if you're in the ...

As a parent evaluating health insurance from a financial planning perspective, how should I structure my child’s coverage to ensure it adequately handles emergencies, surgeries and unforeseen medical ...

On March 29, 2024, the IRS, DOL and HHS (collectively, “the Agencies”) released final regulations implementing new notice requirements for group hospital or other fixed indemnity plans that begin on ...

This post addresses how PPACA will effect fixed indemnity plans. Because so much of the law is still unclear, one specific caveat must be made: this article assumes that all the provisions of PPACA ...

On July 12, 2023, the IRS, DOL and HHS (collectively, “the Agencies”) released proposed regulations that modify the conditions for hospital indemnity and other fixed indemnity insurance to be ...

A hospital indemnity plan sometimes gets lost in the noise of all the options you’re encouraged to offer to clients. However, pairing Medicare Advantage with a HIP can help ensure you’re offering ...

Federal officials have ended their latest efforts to ban the sale of stand-alone fixed indemnity insurance plans that do not meet the standards of the Affordable Care Act, reports The Wall Street ...

We would have very few public policy problems if we followed one of my rules for rational public policy: let the markets handle all the problems markets can solve; turn to government only to meet ...

What is Indemnity: From health insurance claims to business contracts and day‑to‑day financial decisions, indemnity is one of those concepts that quietly protects people without them even noticing. It ...