At some point, a registered retirement savings plan (RRSP) is typically converted to a registered retirement income fund (RRIF). The latest you can defer the conversion of your RRSP to a RRIF is the ...
VDC carries a much lower expense ratio and has delivered higher one-year returns than RSPS. RSPS pays a higher dividend yield but trails significantly on five-year growth and recent performance. VDC ...
RSPS carries a higher expense ratio than XLP but delivers a slightly better one-year total return. Both ETFs are fully concentrated in the consumer defensive sector. XLP is much larger and more liquid ...
The Fidelity MSCI Consumer Staples Index ETF (NYSEMKT:FSTA) and the Invesco S&P 500 Equal Weight Consumer Staples ETF (NYSEMKT:RSPS) both target U.S. consumer staples stocks, but they take different ...
My husband and I retired last September. We have moved into a condo and are now travelling. Enjoying life but I’m concerned about his RRIF. My husband turns 71 in June 2025. So, I understand we can ...