A central bank digital currency (CBDC) is a digital version of a country's official currency, created by the nation's central bank [1] rather than by private companies. [2]

Sep 26, 2025 · Central bank digital currencies (CBDCs) are digital forms of a country's fiat currency issued and regulated by its central bank, and are fixed in value by the government. Unlike …

What is a central bank digital currency (CBDC)? A CBDC is a digital form of central bank money that is widely available to the general public. "Central bank money" refers to money that is a liability of the …

A central bank digital currency, or CBDC, is a government-issued form of money that lives entirely online. It’s pegged to the country’s fiat currency —like the U.S. dollar —and backed by the nation’s …

Central Bank Digital Currencies (CBDCs) are centralized, government-controlled digital money tied to IDs, allowing real-time surveillance, spending restrictions and account freezes based on political or …

Aug 11, 2024 · Unlike cryptocurrencies, CBDCs are centralized and regulated by the government. They represent a digital equivalent of physical cash, aimed at modernizing the financial system and …

Sep 16, 2025 · House Republicans are gearing up to retroactively combine GOP legislation that would ban the Federal Reserve from creating a central bank digital currency with a sweeping bipartisan...

Apr 10, 2025 · A CBDC, proponents believe, could overcome these barriers while taking advantage of the technology pioneered by crypto to create a more efficient, central-bank-backed digital payment …

A CBDC offers a safe store of value and efficient means of payment, which can increase competition for deposit funding, raise banks’ share of wholesale funding, and lower bank profits. A CBDC also could …

Sep 11, 2025 · A central bank digital currency (CBDC) is a digital version of government-backed, fiat money. This type of digital currency is issued by a central bank and tied to the country's national …