The NFIP provides flood insurance to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with communities …

National Flood Insurance Program (NFIP) provides affordable insurance to property owners and encourages communities to adopt and enforce floodplain management regulations.

The National Flood Insurance Program (NFIP) provides insurance to help reduce the impact of floods for individuals and communities. The NFIP provides flood insurance to property owners, renters and …

2 days ago · For half a century, a federal program has covered most at-risk properties. Now, a private company is pitching a plan to shrink the government’s role.

NFIP Direct facilitates the issuance and administration of NFIP insurance policies on behalf of the Federal Emergency Management Agency (FEMA), part of the Department of Homeland Security.

Summary The National Flood Insurance Program (NFIP) was established by the National Flood Insurance Act of 1968 (NFIA; 42 U.S.C. §4001 et seq.) and was most recently reauthorized to …

Sep 23, 2025 · The National Flood Insurance Program (NFIP) allows homeowners, business owners, and renters in communities that participate in the program to buy government-backed flood insurance.

The NFIP offers a policy to cover damage to your dwelling, and one to cover your personal belongings. The NFIP also offers policies to cover renters, residential condo associations, and businesses. …

With the implementation of NFIP’s pricing approach, FEMA is now able to distribute premiums across all policyholders based on home value and a property’s flood risk, and set rates that are fairer.

In the event of a flood, your NFIP policy covers direct physical losses to your structure and belongings. The NFIP offers two types of coverage; building coverage and contents coverage.